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Financial Planning Basics Every New Parent Needs

Sunday, February 2, 2020

One thing that all parents can agree on is that having kids come with all sorts of surprises. When it comes to your finances, those surprises can cause you some serious stress if you’re not properly prepared. Unexpected home maintenance, family illnesses, or unplanned purchases can all throw your family’s finances out of whack, but a little financial planning can prevent these money mishaps. To get started, you just need to take some basic steps. So, whether you are expecting a new baby or currently raising your first child, make sure you have these tools in place ASAP to keep your family’s financial future protected.

Life Insurance and an Estate Plan


Why Mindfulness Matters

Monday, August 12, 2019

by special guest contributor, John Parrott*

Mindfulness has become a bit of a buzzword over the last few years. But just what does being mindful mean and how does it work? In this brief overview, you'll learn why being mindful matters and how to practice it.

So What Is Mindfulness?

Mindfulness is the practice of being consciously aware in the present moment, without judging your experience. You see, we’re often worried about what could happen tomorrow--or ruminating on problems from the past. By being ‘mindful’, we can enjoy every moment in the here and now. By achieving this state of awareness, we can enjoy a sense of peace within--rather than being distracted by our anxiety.

What Are The Benefits Of Mindfulness?

So let’s look at some of the benefits of mindfulness:


Top 10 Delicious Brain Foods to Keep You Energized!

Sunday, November 25, 2018

It’s 3 am and you’re tired, trying to finish your English paper.  Or it’s Saturday morning and you simply can’t wake up? Need a boost in situations like these? Here are ten savory snacks to give you a little pep and keep you awake!

1. Blueberries-- Cramming for a test the night before and need some extra brain-power? Eat blueberries to help prevent or delay short term memory loss! Eating blueberries while learning new vocabulary may get you a better score on your quiz tomorrow!

2. Tomatoes-- Put tomatoes in your salads and make them a regular part of your diet to prevent long term memory loss in the future!

3. Pumpkin Seeds-- Munch on these tasty seeds to boost your memory or thinking abilities! Eating pumpkin seeds will also fulfill your body’s need for zinc, an essential mineral.

4. Nuts-- Nibble on these crunchy snacks to get your daily dose of vitamin E. Nuts are also a great source of protein!

5. Eggs-- Make yourself an omelet or scramble some eggs to increase your memory skills! The best part about this delicious snack is that you can cook it in various ways specific to your liking!

6. Dark Chocolate-- Although this may not seem like the healthiest option, dark chocolate has been found to increase blood flow within the brain! So, if you’re studying for a test or trying to finish your lab report, snack on some dark chocolate to get your brain flowing.

7. Pomegranate Juice-- Pomegranate juice will offer you many antioxidant benefits! Be beware: pomegranate juice is a great source of sugar, so don’t drink too much! But if you need a little late-night pick me up, this juice can give you a little boost of energy!

8. Greek Yogurt-- Get some Greek yogurt to refresh yourself when you’re tired. It tastes delicious and has more protein than any other yogurt.


Creating Better Sleep: How To Help Your Kids Handle The New School Year

Monday, September 24, 2018

by special guest contributor Joyce Wilson*

For many families, the beginning of a new school year comes loaded with conflicting feelings: excitement, stress, joy and exhaustion. It can be difficult to get everyone back on a healthy schedule after a summer of staying up late and having no responsibilities, which means it’s important to create a routine that will be easy for your little ones to follow once school starts again. This will help them feel rested and will positively affect their moods and productivity in class, and it will also benefit their physical health as well.

While it’s not always easy to get everyone on a good routine, there are small things you can do before school starts and in the early weeks to help them get more rest. Remember that quality sleep is just as important as quantity, so you’ll need to think about how to ensure your kiddos get deep REM sleep with no interruptions. This might mean cutting off liquids after a certain time, or changing up their diet to include foods that will make sleep easier.

Keep reading for some great tips on how to help your kids handle the new school year.

Make it Comfy


5 Tips for Tutoring Students with Disabilities

Monday, July 16, 2018

by special guest contributor, Maria Hills

Learning disabilities usually affect the way children understand and process the information. Disabilities are neurological disorders that might manifest themselves as thinking, listening, writing, spelling, and doing mathematical equations. As a teacher, you must understand that students with disabilities need some accommodation and need to be taught differently so as to enhance their learning capabilities. Here are 5 tips for tutoring students with disabilities,

1. Use music and voice inflection

When moving to another concept, you need to use a short song to help you finish up a task before moving to another one. Use this approach when teaching them in the classroom and you’ll easily capture their attention. Disable students might also respond well to varied tones and voice reflection. So, make sure you use a mixture of soft, loud, and whisper tones. Using an exaggerating speech and proper pronunciation will help you learn the same principles.

2. Give appropriate and clear assignments

When assigning them homework, you need to take a lot of care. If the homework is too hard or takes longer to finish, then students might resist doing it. Homework should, therefore, be an extension of what they’ve just learned in class. So, make sure you explain this properly to them.

3. Break down the instructions into smaller tasks which can be managed

Disabled students often have a problem with understanding long winding statements. For those who have learning disabilities you should simple and strong sentences. Or instance you might need to break down a concept into smaller steps to ensure that students who are disabled understand what’s happening. Ask them to demonstrate that they’ve understood the facts. Do not give more instructions until you are sure that they’ve completed the previous tasks.